We found a problem with the lending industry that we just couldn't ignore.

So we decided to solve it.

Credgenics Founders

Our Story

It started when our founders had a first-hand look at how lenders in developed economies used technology to streamline collections.

But we looked back to India, everything was done manually, or with the help of outdated software that just wasn't built to handle collections. NPA rates were soaring.

Loan management software were more focussed on underwriting, while debt recollected relied on aggressive agents, phone calls that never connected, and long legal battles.

We had seen the impact improved collections could make—not just for lenders, but for the economy. We knew fixing loan recovery could transform lending.

Somebody had to solve the problem. And we had the exact experience and skillset to do so. That's why we built Credgenics.

Since then, we've helped over 60 lending companies improve their collection rates by 15-20%, and recover 70-95% of their bad debts.

Meet The Team

We've built an amazing team of experts from legal, tech, investment and banking backgrounds to tackle debt recollection in the most effective, most efficient way.

We're expanding our team. Let's make a difference, together.

We're here to make collections scalable and reduce NPAs.

We're harnessing the power of technology and data driven analytics to combat the exponentially growing Non Performing Assets in the Indian Economy.

Clients first

Our software is built upon constant research and collaboration with our clients. We want to create a solution that is perfect for you—so we're always learning and putting ourselves in your shoes.

Never give up

We're dedicated to finding new and better ways to do things—and we don't stop until we achieve our goals.

Every individual counts

We believe every single individual has the potential to make an impact on the economy. Every person is a meaningful part of the bigger picture.

Making the world a little more financially inclusive, one step at a time

We want Credgenics to help with ramping up the speed of financial inclusion, so that every person who genuinely needs credit has access to it.

For the lender and the borrower.

We want to help you recover your bad debts without harassing the borrower. Find the perfect strategies that make collections faster and treat the borrower fairly.

What Media says about Us

26 July , 2022

Indian fintechs find sweet spot in SEA market

21 July, 2022
How HR leaders can minimise the risk of losing hired candidates
19 june, 2022
Mahindra Finance to boost its Digital Collections with Credgenics
6 june, 2022
‘SaaS’ing the loan recovery game
6 june, 2022
How Credgenics ‘SaaS’ed the lenders loan recovery and resolution game
28 june, 2022
Convergence of financial services & exponential technologies to create a strong digital economy: Anand Agarwal, Credgenics
23 june, 2022
Credgenics wins the #1 Best Selling Loan Collections Platform position in IBS Intelligence Sales League Table 2022
14 June, 2022
How technology is transforming debt collections in rural markets
9 June, 2022
Rising Inflation, Increased Indebtedness And Falling Wages Hit Rural India Hard
7 June, 2022
The significance of AI in HR
6 June, 2022
Credgenics Announces Expansion In Its Core Leadership Team
15 May, 2022
“Adoption of digital transactions by end customers provides a unique chance for lenders” says Rishabh Goel
09 May, 2022
Learning to Live with Fintech
5 May, 2022
Five Entrepreneurs Who Started Small And Created A Benchmark For Others
7 April, 2022
SarvaGram implements Credgenics' SaaS platform to digitize loan collections in rural India
17 February, 2022
The devil in retail: The consumer financing business is showing signs of heightened stress and may attract closer scrutiny by the central bank
01 February, 2022
Credgenics Wins NASSCOM Emerge 50 Award; placed in League of 10
29 January, 2022
Budget 2022: Here's what India Inc is wishing for
3 December, 2021
Debt resolution startup Credgenics expands leadership in pace with its exponential growth
2 December, 2021
Fintech Industry – A Future Skills Perspective
21 February, 2021
How this Delhi-based startup uses AI to streamline legal workflows of fintech firms.
29 October, 2020
Exclusive: Loan Recovery SaaS Startup Credgenics Bags Seed Round From Accel, Others
15 July, 2020
Credgenics Startup Story: SaaS-enabled Debt Recovery Platform
6 July, 2020
CredGenics: How this debt resolution platform is combining power of AI with data science to help banks, NBFCs
17 May, 2020
Exclusive: Debt Resolving Startup Credgenics In Talks To Raise $25Mn In Series A Round
12 April, 2020
FinTech start-up Credgenics looks to raise Series-A funding of $25 million

You're one step away from less troublesome, faster debt collections.

Make the change for streamlined, higher debt collections. Get started now!